Not having a checking account doesn’t mean you can’t be free to shop online, pay bills over the phone or get paychecks lightning fast with Direct Deposit. The REACH Card let’s you do all this and more, and it helps protect your cash and saves you money.
The REACH Card is safer and provides extensive costs savings compared to using cash.

| Bill Pay | Free | Up to $5.00 each |
| Money Transfer | Free | $30 - $50 |
| Cashing Paychecks | Free | $600 a year |
| Money Orders | Free bill pay | Up to $2 each |
| Security | Yes | None |
The REACH Card only has only three fees and is easy to use and understand. Some prepaid cards have as many as 15 fees.

| Activation | $9.95 | Up to $19.95 |
| Monthly Fee | $8.95 | Up to $9.95 |
| ATM Domestic Fee | $2.50 | Up to $2.50 |
| ATM International Fee | $2.50 | Up to $4.95 |
| Transaction Fees | Free | Up to $2 |
| Bill Pay | Free | Up to $2 |
| Customer Service | Free | Up to $3.95 |
| Other Fees | None | Up to 15 |
If you can’t get a bank account or are looking for a good alternative, The REACH Card is a great choice.

| Monthly | $8.95 | $8.95 - $25 |
| ATM | $2.50 | Up to $2.50 |
| Other Fees | None | Yes |
| Min. Balance Fees | None | Yes |
| Min. Deposit Required | None | $25 - $100 |
| Overdraft fees | None | $20 - $30 each |
| Credit Checks | None | Yes |