The REACH Visa® Prepaid Card

The ReachCard

  • I partnered with The REACH Card because it gives people financial freedom at a fair price.
    • Pay bills for free
    • Get paid faster with Direct Deposit
    • Enjoy the purchasing power of the Visa® Brand
Tom Joyner Fans Talk About The REACH Card
Reach for Control

The REACH Visa Prepaid Card. Spend only what you put on it and use it everywhere Visa debit cards are accepted. Pay your bills, get paychecks faster with direct deposit, shop online and more. There's no credit check and no traditional bank account required to get a card. It's your money. So carry a card, don't carry debt and get free of overdraft fees.

Few prepaid cards provide value like The REACH Card. It's not just another card with a pretty face. Fees are simple and straight forward. We don't nickel and dime you. It's a card you can trust at a fair price. Plus, get VIP treatment for Tom's events, discounts and other special offers.

Not having a checking account doesn't mean you can't be free to shop online, pay bills over the phone, get paychecks lightning fast with free direct deposit. Get free account management tools, balance alerts and more. It works in many ways similar to a checking account, but there's no worry of overdraft fees and no credit checks.

It's easy to lose cash and really difficult to get it back once it's gone. Your money on your REACH Card is safer than carrying cash because if the card is lost or stolen, you are covered by the Visa Zero Liability policy1.

The REACH Card fees are among the easiest to understand and offer one of the best values of any prepaid cards. There are only three:

Activation Fee (One-Time) $9.95
Monthly Fee $8.95 per month
ATM Domestic Fee $2.50** per transaction
ATM International Fee $2.50** per transaction

A Load Fee (depending upon retailer) will be charged by the retailer each time funds are loaded on your Card. This amount is an independent fee assessed by the individual retailer only and is not assessed by us.

You can avoid ATM fees by getting cash back after purchases. There are no other fees. Free customer service, free transaction, free bill pay.

Pay Bills
Pay your bills online or over the phone. Get free of money orders and other hassles. learn more...
Free Direct Deposit
Get your checks faster and stop bothering with fees and lines at check cashers.learn more...
Shop Online or Anywhere
Get the power to shop online or everywhere Visa debit cards are accepted.learn more...
Control and Save Money
Manage your money with your online account and email and text alerts. Save money by avoiding debt and overdraft fees.learn more...
Online Account Tools
View transactions, budget your money, pay bills, check your balance and more with a few simple clicks. learn more...